Financial literacy is not a concept that everyone is familiar with. However, it plays a vital role in the economy. In spite of years in school, a credit score is barely mentioned in the classroom set-up. Because of this very reason, thousands of families struggle due to their low credit scores. But worry not as Deneise McKesey is the person to consult for this financing matter.
Having an impressive credit score opens a lot of doors, figuratively. With a decent record, one can gain leverage over others. Importantly, loans for housing and cars are granted. What Deneise and her company use is the law to eliminate several factors that reduce credit score and alleviate risks. They evaluate your credit report and work to tackle those negative marks like late payments, charge-offs, foreclosures, etc.
McKesey devises strategies and tactics that promise a win-win solution, making their credit gain funding. Interestingly, their work does not end there. With the goal of securing a limitless financial future, the company also offers guidance to educate their clients on the dynamics of a credit report.
She suffered from a low credit years ago. She and her husband, Dennis McKesey, like many other American families, experienced financial hardship. They both had stable careers until Deneise left her career in Investment Banking to be a stay-at-home mom to her two children. As time went on, one income just was not enough to sustain the McKesey household as both their savings diminished and their debt mounted. Consequently, it had affected their credit score. They consulted two credit repair companies before they realized that the services they were getting were far from fixing their financial problems.
Deneise and her husband took matters in their own hands by doing their own research. And just within a couple of years, their credit score eventually shifted into the positive side and they were able to accumulate over 100 personal and business credit accounts.
With her experience in the banking industry for 15 years and 10 in the mortgage industry, she expanded her reach through casual conversations with her friends and family. She lent a helping hand to her peers to build a good credit score. Her great help translated to multiple positive feedbacks.
“I received an abundant amount of referrals of people who did not want their credit scores to be a burden from their past, but who wanted to be financially free.”
Having been through the struggles brought by a low credit score, Deneise McKesey can certainly relate to families that are going through the same matter. Her company has its aim on individuals who are struggling with their credits.
“I help people from all backgrounds and from all ages, having challenges with credit is not something that is targeted to one type of person. Everyone makes mistakes and can benefit from having a better credit score,” she said.
When asked about what makes her stand out among her competitors, Deneise said, “What separates me from my competition is that not only do I help others restore their credit, but I educate them on financial literacy too. I want to educate people about the importance and value of having an exceptional credit score.” “Having a large bank account just isn’t enough to prove how creditable of a person you are,” she continued.
In five years, Deneise sees herself and the company blossoming. She wishes that she can garner more clientele from different walks of life with different goals. Her goal is simple: educating families on financial literacy and helping people gain their standing after financial struggles.
Visit Deneise McKesey’s website here to learn more about her and her work.