Imagine having your financial future set for you at a young age — and not because you are a trust fund baby but because your parent or parents laid the groundwork for you to have a fresh start to financial freedom and knowledge.
Marcia Smith, Founder of Life Changing Academy (LCA), started a business for her daughter when her daughter was just 15: A new 2021 C300 Mercedes Benz listed on Turo (the AirBnB for cars). Smith also put her daughter’s name on five of her credit cards. The revenue from the Turo listing pays for the car and the rest is used to invest in stocks, crypto and save with the goal of building an investment portfolio and building up a college fund to ensure her daughter would not be subjected to student loan debt when going to college.
We certainly wish our parents had done that for us!
What Smith did for her daughter was teaching her how to stand on her own two feet as early as possible, rather than hand her the funds with hopes she would know how to manage them. Smith is ensuring by starting early, her daughter will know how to keep them and make them continue to grow. What’s the phrase? ‘You can teach a man to fish…’
The Beginnings of A Life Changing Experience
Smith posted this story to her Facebook page, which generated her thousands of supporters and followers because what she did was clever, thoughtful, and inspiring to so many others. She ended up creating a Facebook group which grew to 41K followers in less than a week.
Facebook users flocked to her for financial advice, both for their children’s futures and, quite frankly, for themselves.
“The American educational system teaches you math, but it doesn’t teach you the most basic financial knowledge most people need to change their life,” said Smith. “I have a problem with that. It’s not the teachers’ faults, it’s the system’s, so I decided to become the teacher.”
She started on Facebook, tutoring her peers and creating a great network of people who wanted to better their financial health. Before she knew it, the momentum that first post gained was building on itself and coming to a head. So she created Life Changing Academy.
What Financial Freedom is Not
Smith sheds light onto something that should be common knowledge but somehow seems complicated to many in her Life Changing Academy program. Financial freedom is not scrimping and saving, nor is it living paycheck to paycheck. It is not borrowing money and not being able to pay it back, nor is it asking your friends to foot the bill more often than not.
Financial freedom is about literacy, discipline, knowledge, calculated decisions, and constant learning.
Who is Marcia Smith and What is Life Changing Academy?
Smith is enthusiastic, caring, and into sharing her vast grasp of resources. She teaches those who are open to starting or assisting those who are struggling with an already existing business. She teaches the steps to leverage. The power of leveraging a business to change your entire life is a powerful concept that has swept her Facebook community with undeniable results that the process works, if you work it.
Smith focuses on inspiring others and creating solid, tangible results. She is no nonsense but energizing and knows that entrepreneurial success depends on mindset as much as on technical formalities such as investing in yourself pays the best dividends. In other words, Life Changing Academy focuses on taking the direct path to the life you want to live. Smith is quick to advise “there is no fluff all facts”, this has been the #1 benefit which her clients loved about her and her will to give far more than expected from a program such as this.
Life Changing Academy teaches students everything they need to know to achieve financial freedom, from starting a business, credit analysis, homeownership, real estate investing and the guidance on how to create leverage to build wealth, and give back to those in need.
The Academy features a step by step online course with Live weekly question and answer sessions with Smith herself. She works closely with her students to ensure they maximize their profits without working all hours of the day, and takes a personal interest in collaborating students’ success. Smith makes herself available for Zoom meetings and in her Facebook group.
Life Changing Academy has created a partnership between Smith and her clients — there is not a single class where you will not learn something new, as Smith says “when I speak, be prepared to write or you will miss something”. Smith has an abundance of knowledge and you will learn that she is very open to sharing it with her students to help them create the life they want to live.
Financial freedom led by financial literacy learned through Life Changing Academy under Marcia Smith’s enthusiastic, intelligent guiding hand — we’re glad she’s here for us since our parents didn’t know what they didn’t know to teach us.
About Marcia Smith
Marcia Smith is the Founder of Life Changing Academy, an organization which helps individuals learn how to create, build, and leverage the power of a properly structured business. She has changed the lives of 1000’s of new and existing business owners, allowing them the freedom to stop trading time for money and start trading time to do what you want to do and not what you have to do. Want to connect and see how Marcia is changing lives at https://www.facebook.com/groups/lifechangingacademy